| Annual
Percentage Yield is accurate as of March 29, 2010.
Rates and other terms may change at any time without
prior notice.
A penalty is imposed for early withdrawal. Fees could
reduce
earnings on the account. |
| Account
Type |
Minimum
Opening
Deposit |
Minimum
Balance to
Earn APY |
Limitations* |
Dividend
Rate |
Annual
Percentage
Yield |
| Dividends
Compounded quarterly and will be credited quarterly. |
| Regular
Share Account |
$25.00 |
$100.00 |
Transfer
& Withdrawal* |
|
|
| Youth Share Account |
$10.00 |
$10.00 |
Transfer & Withdrawal* |
|
|
| Teen Share Account |
$15.00 |
$15.00 |
Transfer & Withdrawal* |
|
|
| Christmas
Account |
-- |
-- |
Withdrawal* |
0.80% |
0.802% |
| Vacation
Account |
-- |
-- |
Withdrawal* |
0.80% |
0.802% |
| Auxiliary
Share/Accumulative IRA Account |
-- |
-- |
Transfer
& Withdrawal* |
|
|
| Account
Type |
Minimum
Opening
Deposit |
Minimum
Balance to
Earn APY |
Limitations* |
Dividend
Rate |
Annual
Percentage
Yield |
| Dividends
will be compounded monthly and will be credited monthly. Average
Daily Balance Method |
Money Market Account
| $1,000.00 - $2,499.99 |
| $2,500.00 - $9,999.99 |
| $10,000.00 - $24,999.99 |
| $25,000.00 + |
|
$1000.00 |
$1000.00 |
Transfer * |
|
| 1.005% |
| 1.257% |
| 1.358% |
| 1.510% |
|
| Advantage
Share Draft Account |
$25.00 |
$350.00 |
-- |
0.55% |
0.551% |
| Premier
Advantage Share Draft Account |
$25.00 |
$750.00 |
-- |
0.80% |
0.803% |
| Convenience Share Draft Account |
$25.00 |
-- |
-- |
-- |
-- |
|
*
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule. |
| Annual
Percentage Yield is accurate as of May 19, 2010.
Rates and other terms may change at any time without
prior notice.
After your certificate is opened, the dividend rate
is fixed
for the term. A penalty is imposed for early withdrawal.
Fees could reduce earnings on the account. |
Certificate Account <
| •
Minimum Opening Deposit |
— $1,000.00 |
|
|
|
| •
Dividends Compounded |
— At Maturity* |
|
•
Additional Deposits |
— Not Allowed |
| •
Dividends Credited |
— At Maturity* |
|
•
Withdrawals |
— Allowed -- With Penalty |
| •
Dividend Period |
— Term of Account* |
|
|
|
|
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
Renewable |
|
6 months |
1.594% |
1.60% |
Not
Automatic |
| 1
year |
1.900% |
1.90% |
Not
Automatic |
| 2
year |
2.300% |
2.30% |
Not
Automatic |
| 3
year |
2.600% |
2.60% |
Not
Automatic |
Traditional IRA Account / Roth IRA Account
| •
Minimum Opening Deposit |
— $250.00 |
|
|
|
| •
Dividends Compounded |
— Quarterly |
|
•
Additional Deposits |
— Allowed* |
| •
Dividends Credited |
— Quarterly |
|
•
Withdrawals |
— Allowed -- With Penalty |
| •
Dividend Period |
— Calendar Quarterly |
|
|
|
|
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
Renewable |
| 1
year |
1.887% |
1.90% |
Automatic |
| 2
year |
2.280% |
2.30% |
Automatic |
| 3
year |
2.575% |
2.60% |
Automatic |
| 4
year |
2.575% |
2.60% |
Automatic |
| 5
year |
2.771% |
2.80% |
Automatic |
Educational IRA Account
| • Minimum Opening Deposit |
— $250.00 |
|
|
|
| • Dividends Compounded |
— Quarterly |
|
• Additional Deposits |
— Allowed* |
| • Dividends Credited |
— Quarterly |
|
• Withdrawals |
— Allowed -- With Penalty |
| • Dividend Period |
— Calendar Quarterly |
|
|
|
|
| Terms |
Dividend Rate |
Annual Percentage Yield |
Renewable |
| 1 year |
1.887% |
1.90% |
Automatic |
| 2 year |
2.280% |
2.30% |
Automatic |
| 3 year |
2.575% |
2.60% |
Automatic |
| 4 year |
2.575% |
2.60% |
Automatic |
| 5 year |
2.771% |
2.80% |
Automatic |
CU 101 Certificate (Ages 0-22)
| •
Minimum Opening Deposit |
— $500.00 |
|
|
|
| •
Dividends Compounded |
— At Maturity* |
|
•
Additional Deposits |
— Allowed* |
| •
Dividends Credited |
—
At Maturity* |
|
•
Withdrawals |
— Allowed -- With Penalty |
| •
Dividend Period |
— Calendar Quarterly |
|
|
|
|
| Terms |
Dividend
Rate |
Annual
Percentage Yield |
Renewable |
| 6 months |
1.594% |
1.60% |
Automatic |
| 1
year |
1.900% |
1.90% |
Automatic |
| 2
year |
2.300% |
2.30% |
Automatic |
| 3
year |
2.600% |
2.60% |
Automatic |
| *
For additional information regarding the above accounts, please
refer to the Truth-In-Savings
Fee Schedule. |
