There are plenty of reasons to save: retirement, a child's education, a special occasion or just the security of putting away money for the future. Whatever your reason, Valdosta Teachers' FCU has a savings product that's right for you. Our savings accounts, certificates and IRAs offer competitive dividend rates and such convenient features as direct deposit and payroll deduction. For more information about savings or an application to open an account, please click on a link in the menu to the right.