Annual Percentage Yield is accurate as of July 1, 2017. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

 

Account Type Minimum Opening Deposit Minimum Balance to Earn APY Limitations* Dividend Rate Annual Percentage Yield
Dividends Compounded quarterly and will be credited quarterly.
Regular Share Account $25.00 $100.00 Transfer & Withdrawal* 0.20% 0.20%
Youth Share Account $10.00 $10.00 Transfer & Withdrawal* 0.20% 0.20%
Teen Share Account $15.00 $15.00 Transfer & Withdrawal* 0.20% 0.20%
Christmas Account -- -- Withdrawal* 0.25% 0.25%
Vacation Account -- -- Withdrawal* 0.25% 0.25%

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

 

Account Type Minimum Opening Deposit Minimum Balance to Earn APY Limitations* Dividend Rate Annual Percentage Yield
Dividends will be compounded monthly and will be credited monthly. Average Daily Balance Method.

Money Market

$1,000.00 - $2,499.99
$2,500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 +

$1,000.00

$1,000.00 Transfer*

 

0.20%
0.30%
0.40%
0.50%

 

0.20%
0.30%
0.40%
0.50%

Advantage Share Draft Account $350.00 $350.00 -- 0.05% 0.05%
Premier Advantage Share Draft Account $750.00 $750.00 -- 0.10% 0.10%
Convenience Share Draft Account $25.00 -- -- -- --

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.


Annual Percentage Yield is accurate from October 12, 2017. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

 

Terms Dividend Rate Annual Percentage Yield Renewable
Certificate Account
• Minimum Opening Deposit - $1,000.00
• Dividends Credited - At Maturity*
• Dividend Period - Term of Account*
• Dividends Compounded - At Maturity*
• Additional Deposits - Not Allowed
• Withdrawals - Allowed with Penalty

6 months

0.58%

0.58%

Not Automatic
1 year 0.73% 0.73% Not Automatic
2 years 0.99% 0.99% Not Automatic
3 years 1.07% 1.07% Not Automatic
Terms Dividend Rate Annual Percentage Yield Renewable
Traditional IRA Account/Roth IRA Account
• Minimum Opening Deposit - $250.00
• Dividends Credited - Quarterly
• Dividend Period - Calendar Quarterly
• Dividends Compounded - Quarterly
• Additional Deposits - Allowed*
• Withdrawals - Allowed with Penalty

1 year

0.625%

0.626%

Automatic
2 years 0.775% 0.777% Automatic
3 years 1.10% 1.105% Automatic
4 years 1.06% 1.064% Automatic
5 years 1.26% 1.266% Automatic
Terms Dividend Rate Annual Percentage Yield Renewable
Educational IRA Account
• Minimum Opening Deposit - $250.00
• Dividends Credited - Quarterly
• Dividend Period - Calendar Quarterly
• Dividends Compounded - Quarterly
• Additional Deposits - Allowed*
• Withdrawals - Allowed with Penalty

1 year

0.625%

0.626%

Automatic
2 years 0.775% 0.777% Automatic
3 years 1.10% 1.105% Automatic
4 years 1.06% 1.064% Automatic
5 years 1.26% 1.266% Automatic
Terms Dividend Rate Annual Percentage Yield Renewable
CU 101 Certificate (Ages 0-22)
• Minimum Opening Deposit - $500.00
• Dividends Credited - At Maturity*
• Dividend Period - Calendar Quarterly
• Dividends Compounded - At Maturity*
• Additional Deposits - Allowed*
• Withdrawals - Allowed with Penalty

6 months

0.58%

0.58%

Automatic
1 year

0.73%

0.73%

Automatic
2 year 0.99% 0.99% Automatic
3 year 1.07% 1.07% Automatic

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.