Annual Percentage Yield is accurate as of September 15, 2014. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

 

Account Type Minimum Opening Deposit Minimum Balance to Earn APY Limitations* Dividend Rate Annual Percentage Yield
Dividends Compounded quarterly and will be credited quarterly.
Regular Share Account $25.00 $100.00 Transfer & Withdrawal* 0.15% 0.15%
Youth Share Account $10.00 $10.00 Transfer & Withdrawal* 0.15% 0.15%
Teen Share Account $15.00 $15.00 Transfer & Withdrawal* 0.15% 0.15%
Christmas Account -- -- Withdrawal* 0.15% 0.15%
Vacation Account -- -- Withdrawal* 0.15% 0.15%
Auxiliary Share/Accumulative IRA Account -- -- Transfer & Withdrawal* 0.00% 0.00%

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

 

Account Type Minimum Opening Deposit Minimum Balance to Earn APY Limitations* Dividend Rate Annual Percentage Yield
Dividends will be compounded monthly and will be credited monthly. Average Daily Balance Method.

Money Market

$1,000.00 - $2,499.99
$2,500.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 +

$1,000.00

$1,000.00 Transfer*

 

0.20%
0.30%
0.40%
0.50%

 

0.20%
0.30%
0.40%
0.50%

Advantage Share Draft Account $350.00 $350.00 -- 0.05% 0.05%
Premier Advantage Share Draft Account $750.00 $750.00 -- 0.10% 0.10%
Convenience Share Draft Account $25.00 -- -- -- --

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.


Annual Percentage Yield is accurate from April 12 - April 25, 2017. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

 

Terms Dividend Rate Annual Percentage Yield Renewable
Certificate Account
• Minimum Opening Deposit - $1,000.00
• Dividends Credited - At Maturity*
• Dividend Period - Term of Account*
• Dividends Compounded - At Maturity*
• Additional Deposits - Not Allowed
• Withdrawals - Allowed with Penalty

6 months

0.35%

0.35%

Not Automatic
1 year 0.60% 0.60% Not Automatic
2 years 0.75% 0.75% Not Automatic
3 years 0.90% 0.90% Not Automatic
Terms Dividend Rate Annual Percentage Yield Renewable
Traditional IRA Account/Roth IRA Account
• Minimum Opening Deposit - $250.00
• Dividends Credited - Quarterly
• Dividend Period - Calendar Quarterly
• Dividends Compounded - Quarterly
• Additional Deposits - Allowed*
• Withdrawals - Allowed with Penalty

1 year

0.60%

0.60%

Automatic
2 years 0.75% 0.75% Automatic
3 years 0.90% 0.90% Automatic
4 years 0.90% 0.90% Automatic
5 years 1.15% 1.15% Automatic
Terms Dividend Rate Annual Percentage Yield Renewable
Educational IRA Account
• Minimum Opening Deposit - $250.00
• Dividends Credited - Quarterly
• Dividend Period - Calendar Quarterly
• Dividends Compounded - Quarterly
• Additional Deposits - Allowed*
• Withdrawals - Allowed with Penalty

1 year

0.60%

0.60%

Automatic
2 years 0.75% 0.75% Automatic
3 years 0.90% 0.90% Automatic
4 years 0.90% 0.90% Automatic
5 years 1.15% 1.15% Automatic
Terms Dividend Rate Annual Percentage Yield Renewable
CU 101 Certificate (Ages 0-22)
• Minimum Opening Deposit - $500.00
• Dividends Credited - At Maturity*
• Dividend Period - Calendar Quarterly
• Dividends Compounded - At Maturity*
• Additional Deposits - Allowed*
• Withdrawals - Allowed with Penalty

6 months

0.35%

0.35%

Automatic
1 year

0.60%

0.60%

Automatic
2 year 0.75% 0.75% Automatic
3 year 0.90% 0.90% Automatic

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.